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Online Banking & Bill Pay

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With our Online Banking you have access your accounts 24 hours a day, 7 days a week. 

Our features like Bill Pay will give you an unprecedented level of control, freedom, and flexibility.  And, with our MFA/OTP login access, we empower users with simple but reliable security that is critical to protecting your private information.  One-time password (OTP) is a form of multi-factor authentication (MFA) designed to make it much harder for hackers to access protected information.  MFAs require additional credentials beyond a simple password before the end user can gain access to the application.  

Our Online Banking is safe, fast, and easy to manage your finances on your terms from home, work, or anywhere you have internet access.  


Welcome to the Online Banking Demo



Bill Pay

With Bill Pay, you can receive and pay bills online without writing checks or buying stamps. The bill pay service lets you pay anyone in the U.S. that you would normally pay by check or automated debit, directly from your Bank 34 checking account that you specify. The bill pay product offers expedited ePay and overnight check bill payments.


Funds Transfer, Account To Account (A2A) – External And Incoming Bank Transfers

Funds Transfer enables you to easily transfer money electronically—in some cases as soon as the next business day—between your Bank 34 accounts and your accounts with other external financial institutions where you hold a U.S. based checking, savings, or money market account.

  • Save time – no need to visit branches or write checks.
  • Schedule automatic, recurring transfers for a simple savings plan.
  • Control your money from one place in our online banking product.

Simply log in to online banking and go to: Move Money > External Transfers > Transfer Beween My Accounts!


Pay People, Person To Person (P2P) Payments Powered by Popmoney®

Attention:  As of May 1st, 2023, Popmoney will no longer be available in our Bank 34 online banking or mobile banking app.  Available now, Zelle® - a fast, safe, and easy way to send money to friends, family, and other people you trust, wherever they bank.  Click her to learn more: https://www.bank34.com/E-Banking/Zelle

Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash by using the recipient’s mobile number or email address.* Now you don’t need to write a check or carry cash to pay people. It allows you to send, receive, and request money as easily as you send and receive email and text messages. Best of all, you don’t need a separate account. Just use your current U.S. checking, savings, or money market. Send standard 3 day or even next day.
Use the Popmoney® personal payment service available inside your e-banking account. When the recipient receives the text or email from the sender, instructions are displayed within that text or email. Follow the instruction to accept the funds.

  • If the recipient has never used PopMoney before, it will instruct him/her to register and enter his/her bank information by going to http://www.popmoney.com. Once the bank information has been entered, it will then instruct them to verify the bank information that was just entered by going to the “To Do” tab. Once done, they will get a confirmation that the account information has been verified and the payment has been excepted.
  • If the recipient has used PopMoney before, the funds will go to the bank account that has previously been set up by the recipient. Bank account information can always be updated by the recipient by logging into his/her PopMoney account.

Money Management

Money Management (aka FinanceWorks powered by Quicken®) offers an easy to use, highly visual experience that provides a 360-degree view of internal Bank 34 accounts and external/outside accounts – from credit card providers, outstanding loans, transactions, and more.

Also, this product has enhanced user security with one-time multi-factor authentication (MFA) for all accounts within Money Management.* Existing users and new users after initially setting this up, will be prompted for MFA. The MFA will eliminate the need to log into your other banks’ online banking to view the account. All of your accounts can be viewed with us!

  • See all your accounts and transactions in a single location to really know your finances.
  • Track your budget based off past spending habits or create custom budgets.
  • Watch your spending with every transaction automatically categorized that include transaction details so you can spend smarter.
  • Project debt payoff dates and prioritize the completion of certain debts.
  • Create goals and associate them with a specific account and timeline.
  • Define alert thresholds by account and alert type.

Yes, you can control your spending. This is money management at your fingertips to reach your financial goals!


Purchase Rewards

Click - Shop - Enjoy - with Purchase Rewards (fka My Rewards).  This online banking feature turns everyday purchases into cash-back rewards.  Activate free Purchase Rewards and get automatic cash back to your account for purchases you make at your favorite places to shop. 

And now, you can earn up to 20% cash back with travel rewards on every hotel stay that you use your debit card that is linked to your Purchase Rewards account.  Once activated, book travel offers to over 800,000 hotels worldwide directly from the Purchase Rewards feature in Online E-Banking.  Cash back is automatically put on the card used for booking and paying for the travel 45 days after checkout. 

See the Online Banking Demo near top of this page for step-by-step help how to access, activate and earn rewards.     



Paying bills online is better for you and for the planet.

  • Save time and trees
  • Gain greater convenience and reduce waste

*Message and Data charges from your telecommunications provider may apply. Popmoney terms and conditions apply. Money Management – not every single financial institution in the US may have the capability for this, but most financial institutions will have this relationship set up with Money Management.