Business E-Banking | Remote Deposit Capture

Our e-banking services give you the flexibility you need to manage your business finances every day. Whether you need to quickly pay a vendor or deposit a check to one of your Bank 34 business accounts, our Cash Management-Business E-Banking module, or Merchant Capture product makes the process simple.

Cash Management Business E-Banking

E-Banking allows small businesses and larger commercial companies to transact with vendors, employees (e.g., payroll), and clients. This is powerful and sophisticated product will allow a business to:

  • Schedule bill payments with detailed remittance information (invoice number, credits, adjustments, etc.)
  • Transfer funds, pay loan payments and sweeps
  • Create stop payments
  • ACH employee payroll direct deposit
  • ACH payments to vendors & individuals
  • ACH credits (i.e., account receivables & recurring payments from customers)
  • Electronic Federal Tax Payments
  • Domestic and international wires origination

    Pay multiple payees with Business Bill Pay

    Pay multiple payees with Business Bill Pay

Benefits of Cash Management Business E-Banking:

  • Online, real-time account balances to monitor daily account activity
  • Provides one-stop access to important financial services
  • Saves time, saves money
  • Offers convenience with features that empower customers to better control their finances
  • Anytime, anywhere access to banking services
  • Control access and keep information safe with flexible user permissions
  • Comprehensive reporting on transactions and balances
  • Proactive alert notifications

To learn more about how this service can benefit you, view our interactive Cash Management-Business E-Banking demo.

Remote Deposit Capture (RDC)

RDC aka Merchant Capture and utilizes a desktop scanner we provide for your use with system that connects to your PC and the Internet.  With it, you can scan checks received from customers and issue deposits electronically to Bank 34 any time, day or night.  It is the fastest way to turn check deposits into cash.

Benefits to businesses using RDC:

  • Deposit checks and money orders without ever leaving your office, anytime and even on weekends
  • It is a quick, more efficient way to turn check deposits into cash
  • Saves gas money and time with fewer trips to the bank
  • Consolidate funds from remote locations into one financial institution
  • Faster check clearing allows you to react sooner on returned check, significantly increasing your opportunities for collection and reducing risk of check fraud
  • Multiple layers of security including password protection, access rights and controlled criteria levels

Easy as 1, 2, 3

  1. Scan the check using the check scanner
  2. Verify and edit if necessary
  3. Submit through our secure network

We handle all the behind-the-scenes processing. Only a check scanner is required, which is available through us. There’s no need to install complicated software or purchase any expensive office equipment.