Consumer Accounts

Managing your money is an important task; one that shouldn’t result in headaches and time wasted. At Bank 34, we make sure that our personal and authentic way of doing business continues to provide our customers with the best products and services available.

Consumer Accounts Product Features
Kasasa® Accounts Kasasa® is our free checking that pays you for banking with us. You can earn high interest, cash back, or other rewards and a Saver for an automatic way to save more cash! Click on the "Ask For Kasasa®" tab to the right of this page to learn more and apply online!
Consumer Checking Consumer account for clients who want a simple account with no minimum average balance or monthly service fee.
34 Checking Consumer account for clients who want to maintain a minimum balance to earn interest and avoid a monthly service fee.
Golden Checking Consumer account with special benefits for clients 55 and older.
Consumer Savings Consumer account for clients who want to save money and earn interest but have easy access to it should they need it.
Piggy Bank Savings Consumer account for minors under the age of 18 to start a savings plan.
Electronic Transfer Savings (ETA) Consumer account for our NM clients who receive Federal benefit, wage, salary or retirement payments. This account not available in AZ.
34 Special Money Market Consumer account for clients who want to earn interest, have some cash on hand, and check writing ability.
Consumer Private Money Market Consumer account for clients who want to earn premium interest for higher balance, have some cash on hand, and check writing ability.

Certificate of Deposit/IRA Products

Certificate of Deposit/IRA Products Product Features
3 Month CD Minimum opening deposit of $1,000. Not available for IRA.
6 Month CD Minimum opening deposit of $1,000. Not available for IRA.
12 Month CD Minimum opening deposit of $1,000. Available for IRA.
18 Month CD Minimum opening deposit of $1,000. Available for IRA.
24 Month CD Minimum opening deposit of $1,000. Available for IRA.
36 Month CD Minimum opening deposit of $1,000. Available for IRA.
48 Month CD Minimum opening deposit of $1,000. Available for IRA.
60 Month CD Minimum opening deposit of $1,000. Available for IRA.

IRA Types

  • Traditional
  • Roth
  • SEP (Simplified Employee Pension)
  • ESA (Education Savings Accounts Coverdale)

Safe Deposit Box*

Size Location
3X5 Las Cruces, NM only
3X10 New Mexico markets
5X5 Las Cruces, NM only
5X10 New Mexico markets
7X10 Alamogordo, NM only
10X10 New Mexico markets

*SDB available in NM markets only. Ask us how to get a discount on annual rates.