Consumer Credit Cards

We make it easy to choose the credit card that is right for you, with several cards to choose from. All cards are available in two options, Low Rate Card or Preferred Points Card.

Apply Pay is available on your iPhone 6 and other compatible Apple devices to shop and check out wherever the Apply Pay logo is displayed.  All our MasterCard® and Visa®  consumer cards can be easily linked to an Apple device to “tap and pay” at hundreds of retailers.

  • Visa® Classic
  • Visa® Platinum
  • MasterCard® Platinum
  • MasterCard® World
  • Use your Preferred Points Card to earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Redeem anytime for a wide variety of options including cash back, travel, merchandise, retail gift cards, electronics and more.
  • Travel rewards benefits include free round-trip flights, no blackout dates, flights on major carriers and no complicated frequent-flyer programs to join.
  • Cash back rewards are what you need most.  Use your cash reward to treat yourself to a fun evening out, or maybe go on a shopping spree.  The choice is yours.
  • To view or redeem rewards points, visit or call 866.678.5191
  • Online account information available 24/7 at
  • 24-hour toll-free live customer assistance available at 800.367.7576

Apply today, and start earning points immediately.  Download the application from the right call out on this page to get started.  For questions, please call or visit your local Bank 34.

Bank 34 has partnered for credit card services with TIB, The Independent BankersBank, N.A.