Apply online for Pre-approval of your mortgage loan!
Obtaining lender pre-approval prior to making an offer on a property can be a sound strategy when buying a home. You’ll have a better understanding of your preliminary financing options, as well as your price thresholds when it comes to home shopping. In competitive markets, sellers are also more likely to consider serious offers from buyers who have secured loan pre-approvals, since there is a higher likelihood that the transaction will close. Sellers may be more willing to accept a buyer’s offer when they know that a lender has already reviewed certain credit and perhaps qualifying loan documents essential to the transaction. Lenders will usually provide a pre-approval notification in writing, which can be presented when submitting a purchase offer.
Click on the Apply Now button and you can begin the mortgage application process online and be one step closer to home ownership. Once you have completed the application, your information will be reviewed and your Mortgage Lending Consultant will be in touch to help you navigate through the entire process!
To expedite the processing of your application and approval, please be prepared with the following documents:
- Photocopy of driver’s license or government-issued ID
- Most current paycheck stub(s) for the past 30 days with Year-To-Date (YTD) information.
- Most recent statements from retirement accounts, such as IRAs and 401(k)s.
- W-2 or 1099 statements for the last 2 years.
- If any income is derived from Self Employment, Commission, 1099 or rental properties, please provide last 2 years complete tax returns.
- All pages of bank statement on all asset accounts for the last 2 months. For example, checking, savings, stocks, bonds, retirement accounts, etc.
- Landlord’s name, address & phone number for the last 2 years of your residence.
- Name, address & phone number of your insurance agent.
Manuel “Manny” Piña
Mortgage Loan Consultant
LO NMLS#: 1650493
Se Habla Español
EQUAL HOUSING LENDER. Bank NMLS #402600. Bank 34 – Corporate, 500 E. 10th St., Alamogordo, NM 88310.
Bank 34 is federally charted and this certifies us to do mortgage loans in any state. All loans subject to program and full underwriting credit approval. Fees & conditions may apply. This is not an offer to lend. Contact Bank 34 to confirm offer availability and for complete details of applicable fees, terms, conditions and current rate information.
Todos los préstamos sujetos al programa y la aprobación completa del crédito de suscripción. Cargos y condiciones pueden aplicar. Comuníquese con el Banco 34 para obtener detalles completos de las tarifas aplicables, los términos, las condiciones y la información de la tarifa actual.