Complete the Pre-Qualification Form online! Before you start, it’s important to get pre-qualified on how much home you can afford. This will give you an idea of how much you will need for a down payment, closing costs and finding a home within your budget. We look forward to helping and guiding you through the entire process from beginning to end!
Apply online for Pre-approval! Obtaining lender pre-approval prior to making an offer on a property can be a sound strategy when buying a home. You’ll have a better understanding of your preliminary financing options, as well as your price thresholds when it comes to home shopping. In competitive markets, sellers are also more likely to consider serious offers from buyers who have secured loan pre-approvals, since there is a higher likelihood that the transaction will close. Sellers may be more willing to accept a buyer’s offer when they know that a lender has already reviewed certain credit and perhaps qualifying loan documents essential to the transaction. Lenders will usually provide a pre-approval notification in writing, which can be presented when submitting a purchase offer. Once you’ve submitted your loan application, you will be contacted by your Mortgage Loan Consultant to detail product and financing terms best fits your needs.