Home Lending

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Pre-Qualification Request

Complete the Pre-Qualification Request Form online!  A pre-qualification is really just an estimate of how much money a home-buyer might be able to secure for a home loan.  

Before you start home shopping, it’s important to get pre-qualified on how much home you can afford.  This will give you an idea of how much you will need for a down payment, closing costs and finding a home within your budget.  We look forward to helping and guiding you through the entire process from beginning to end!

Apply Online for Pre-Approval!

Apply online for Pre-approval!  With a pre-approval, it means that a potential home-buyer will be approved for the loan subject to certain conditions.  

Once you’ve submitted your loan application, you will be contacted by your Mortgage Loan Consultant.  Your consultant will review and verify a number of documents and will run a full credit check to detail product and financing terms best fits your needs.  

 

 

Mortgage Products

Bank 34 is federally chartered and this certifies us to do mortgage loans in any state.   

Whether you’re building your dream home or looking to buy an existing one, we work closely with you to make that dream a reality.

  • Credit scores as low as 500 are accepted
  • Borrowers with a low down payment
  • Recent credit events such as bankruptcy, short sale, foreclosure and history of late payments are acceptable
  • Purchase & Refinance (Rate & Term or Cash-out)
  • Primary residence, second home or investment properties
  • Conventional, VA, FHA, USDA, and Jumbo