Mortgage Solutions For Everyone
Helping people achieve their dream of home ownership has been Bank 34’s passion from the beginning. Whether you’re building your dream home or looking to buy an existing one, we work closely with you to make that dream a reality.
Mortgage Loan Products
- Purchase & Refinance (Rate & Term or Cash-out)
- Primary residence, second home or investment properties
- Conventional, FHA, VA, and Jumbo
- USDA & USDA Streamlined Assist
- Non-prime products available (e.g., credit scores as low as 500; borrowers with a low down payment; bank statement designed for self-employed borrowers or if you had credit events such as history of late payments, bankruptcies or foreclosures if 36 months out)
- Home Equity Loans – 1st or 2nd on primary or secondary residence; Portfolio in-house loan, Competitive and fully amortized fixed rate
- Home Equity Lines of Credit (HELOC)- 1st or 2nd on primary or secondary residence; Portfolio in-house loan, Adjustable rate
- Residential Home Construction/Home Improvement Loans – Portfolio in-house loan; 6-12 month terms. Minimum loan amount $5,000 and maximum LTV is lesser of up to 90% of cost or 80% of appraised value
- Improved Land Loans – Portfolio in-house loan
- Quick, simple and free Pre-Qualifications by telephone, in person, or Pre-Qualification form online in the Mortgage Lending section
- Mortgage Loan Consultant available 7 days a week by appointment or Apply Now link online in the Mortgage Lending section