Mortgage Products

Helping people achieve their dream of home ownership has been Bank 34’s passion from the beginning. Whether you’re building your dream home or looking to buy an existing one, we work closely with you to make that dream a reality.

Residential Mortgage Products

  • Purchase
  • Refinance (Rate & Term or Cash-out)
  • Construction to permanent loans (in select markets)
  • Primary residence, second home or investment properties
  • Conventional, FHA, VA, USDA.
  • Portfolio / In-House mortgage loan products
  • Fixed and Adjustable rate mortgages
  • First-Time Home Buyer loans with down payment and closing costs assistance
  • FHA financing with only 3.5% down payment and flexible credit score requirements
  • Jumbo Loans
  • Home Equity Loans (in select markets)
  • Land Loans (in select markets)
  • Bank Statement loans designed for self-employed borrowers
  • Asset Based loans designed for customers on fixed incomes.
  • Construction Loans (in select markets)
  • Commercial Real Estate Lending (in select markets)
  • Free, same day mortgage/home pre-qualifications. By telephone, in person, or online
  • Loan Originators available 7 days a week by appointment or through the Residential Mortgage Center Apply Now link