Personal E-Banking | Bank 34

E-Banking

Personal E-Banking

With our consumer online e-banking you may access your accounts 24 hours a day, 7 days a week. Our e-banking features will give you an unprecedented level of control, freedom, and flexibility. It’s safe, fast, and easy to manage your finances on your terms from home, work, or anywhere you have internet access.

With technology continuing to evolve at a rapid pace, we understand the importance of evolving the way you bank with us as well. View any of the e-banking demos below to learn what you can do with our e-banking services.

To open a personal account, please contact your local Bank 34 branch to get started.

E-Banking Features

  • Funds Transfer, Account to Account (A2A) – external and incoming bank transfers
  • Pay People, Person to Person (P2P) Payments powered by Popmoney®
  • Bill Pay
  • Purchase Rewards
  • Money Management (aka Finance Works by Quicken®)
  • E-Statements

Funds Transfer, Account to Account (A2A) – External and Incoming Bank Transfers

Funds Transfer enables you to easily transfer money electronically—in some cases as soon as the next business day—between your Bank 34 accounts and your accounts with other external financial institutions where you hold a U.S. based checking, savings, or money market account.

  • Save time – no need to visit branches or write checks.
  • Schedule automatic, recurring transfers for a simple savings plan.
  • Control your money from one place in our online banking product.

Simply log in to online banking and go to:  Move Money > External Transfers > Transfer Between My Accounts!

Pay people, Person to Person (P2P) Payments powered by Popmoney®

Popmoney® is an innovative personal payment service that eliminates the hassles of checks and cash by using the recipient’s mobile number or email address.*  Now you don’t need to write a check or carry cash to pay people.  It allows you to send, receive, and request money as easily as you send and receive email and text messages.  Best of all, you don’t need a separate account. Just use your current U.S. checking, savings, or money market. Send standard 3 day or even next day.

Use the Popmoney® personal payment service available inside your e-banking account.  When the recipient receives the text or email from the sender, instructions are displayed within that text or email.  Follow the instruction to accept the funds.

  • If the recipient has never used PopMoney before, it will instruct him/her to register and enter his/her bank information by going to http://www.popmoney.com. Once the bank information has been entered, it will then instruct them to verify the bank information that was just entered by going to the “To Do” tab. Once done, they will get a confirmation that the account information has been verified and the payment has been excepted.
  • If the recipient has used PopMoney before, the funds will go to the bank account that has previously been set up by the recipient. Bank account information can always be updated by the recipient by logging into his/her PopMoney account.

 

 

Bill Pay

With Bill Pay, you can receive and pay bills online without writing checks or buying stamps. The bill pay service lets you pay anyone in the U.S. that you would normally pay by check or automated debit, directly from your Bank 34 checking account that you specify. The bill pay product offers expedited ePay and overnight check bill payments.

Purchase Rewards

Turn everyday purchases into cash. Use your debit card to save money shopping at the places you like to shop.

  1. Click to activate exclusive cash back offers at the types of places you like to shop.
  2. Shop online or in stores to redeem your offers by paying with your card.
  3. Enjoy cash back – deposited right into your account at the end of next month.

Saving real money just got real easy.

Money Management (aka FinanceWorks powered by Quicken®)

Money Management offers an easy to use, highly visual experience that provides a 360-degree view of internal Bank 34 accounts and external/outside accounts – from credit card providers, outstanding loans, transactions, and more.

Also, this product has enhanced user security with one-time multi-factor authentication (MFA) for all accounts within Money Management.*  Existing users and new users after initially setting this up, will be prompted for MFA.  The MFA will eliminate the need to log into your other banks’ online banking to view the account.  All of your accounts can be viewed with us!

  • See all your accounts and transactions in a single location to really know your finances.
  • Track your budget based off past spending habits or create custom budgets.
  • Watch your spending with every transaction automatically categorized that include transaction details so you can spend smarter.
  • Project debt payoff dates and prioritize the completion of certain debts.
  • Create goals and associate them with a specific account and timeline.
  • Define alert thresholds by account and alert type.

Yes, you can control your spending.  This is money management at your fingertips to reach your financial goals!

E-Statements

Paying bills online is better for you and for the planet.

  • Save time and trees
  • Gain greater convenience and reduce waste

Disclaimer

*Message and Data charges from your telecommunications provider may apply. Popmoney terms and conditions apply. Money Management – not every single financial institution in the US may have the capability for this, but most financial institutions will have this relationship set up with Money Management.