Personal Loan Products
There are many reasons why people need personal loans including debt consolidation, home improvement, major appliance or equipment purchase, vacation, wedding expenses, moving and relocation or medical expenses. Whatever the reason, Bank 34 is here to help with a line of portfolio in-house lending products.
- Cash/Certificate of Deposit Secured Loan – Term and maturity date determined by collateral; Minimum $3,000 with a maximum loan amount of $50,000. Sometimes used to help build credit.
- Home Equity Loans – 1st or 2nd on primary or secondary residence secured; Portfolio in-house loan, Competitive and fully amortized fixed rate
- Home Equity Lines of Credit (HELOC) – 1st or 2nd on primary or secondary residence secured; Portfolio in-house loan, Adjustable rate
- Residential Home Construction/Home Improvement Loans – Portfolio in-house loan; 12 month terms; Maximum LTV is lesser of up to 90% of cost or 80% of appraised value
- Improved Land Loans – Portfolio in-house loan
For home secured loans, fill out our form in the Mortgage Lending Section for quick, simple, and free Pre-Qualification by telephone, in person, or online.