Visa® Debit Card

Visa® Debit Card

Your Bank 34 Visa® Debit Card is the perfect way to pay for almost everything, every day — online and in stores and even pay monthly bills. Skip the hassles of cash and checks. Keep track of every purchase. Shop safe and secure worldwide.

 

    

Convenience

Visa Debit cards let you make purchases directly from your checking account. They’re accepted at millions of locations around the world and online, giving our clients a convenient, secure way to pay.

3 ways to use Visa Debit Cards

Visa Debit transactions can be completed in three ways – and the purchase amount is always deducted directly from your Bank 34 checking account.

  1. For purchases at merchant locations: Just use the card terminal or your smartphone.
  2. For online purchases: Submit your card information online and count on the security of Visa.
  3. For cash back: Get cash at select merchants using your personal identification number (PIN).

Security & Protection

Visa helps prevent, detect and resolve fraud for cardholders:

  • The Visa Zero Liability policy ensures cardholders won’t have to pay for unauthorized purchases if their cards are lost or stolen. And with replacement funds, any funds taken from a cardholder’s account due to fraudulent use will be returned.1
  • Real-Time Fraud Monitoring means cardholders accounts are screened 24/7 to detect suspicious card activity outside their normal spending patterns.
  • The embedded chip in your card generates a one-time code that is virtually impossible to counterfeit.
  • A unique 3-Digit Security Code on the back of every card helps verify that the cardholder is in possession of their card when shopping online or by phone.

COMING SOON: Visa + Apple Pay

Paying is easy and secure. Enjoy all the benefits of your Bank 34 Visa® Debit Card using Apple Pay™ | Google Pay | Samsung Pay | LG Pay (depending on your mobile device brand).

Quick and easy to set up so you can start right away. Your card details are never stored on your device.  Paying in stores or within apps has never been easier, safer, or more private.2

Here’s how to pay using your Bank 34 Visa Debit Card (Apple Pay illustration):

To pay within stores, hold iPhone® near the contactless reader with your finger on Touch ID.™ On Apple Watch,™ just double-click the side button and hold the display of your Apple

Watch up to the contactless reader. To pay within apps on iPhone and iPad,® select Apple Pay as the payment method and place your finger on Touch ID.

Accepted at merchants when you see Visa and this icon: Contactless Pay

Here’s how to add the Bank 34 Visa Debit Card to a digital wallet (Apple Pay illustration):

Card Provisioning – Download Apple Wallet if iPhone or Google Pay/Samsung Pay/LG Pay from App store if android. Take picture of card & enter account data.

Validation – iPhones typically have a one step validation. Androids have a 2nd step in which they will be instructed to call Bank 34 to complete the process.

Tap or Touch ID to Pay – Once completed, you will get a letter from Bank 34 and will be able to use your mobile device at any enabled terminal.

 

Frequently Asked Questions

Typically, you present a Visa Debit Card to make a purchase. The merchant then takes the card to process an authorization or, if a PIN pad is available, requests that you swipe the card. Transaction can be signature-based, PIN-based or, for purchases of $25 or less at participating merchants ($50 or less at supermarkets and discount stores), you may not be required to sign or enter a PIN.

The transaction information is sent to the processing network and Bank 34. Then the purchase amount is deducted directly from your checking account. NOTE: It can take 1-2 days for certain transactions to post to your account.

Disclaimer

EQUAL HOUSING LENDER. Bank NMLS #402600. Bank 34 – Corporate, 500 E. 10th St., Alamogordo, NM 88310.

Bank 34 is federally chartered and this certifies us to do mortgage loans in any state. All loans subject to program and full underwriting credit approval. Fees & conditions may apply. This is not an offer to lend. Contact Bank 34 to confirm offer availability and for complete details of applicable fees, terms, conditions and current rate information.

Todos los préstamos sujetos al programa y la aprobación completa del crédito de suscripción. Cargos y condiciones pueden aplicar. Comuníquese con el Banco 34 para obtener detalles completos de las tarifas aplicables, los términos, las condiciones y la información de la tarifa actual.

1Visa’s Zero Liability Policy covers U.S. issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa.  You must notify Bank 34 immediately of any unauthorized use.  For specific restrictions, limitations and other details, please contact a Client Service Representative.

2Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.apple.com/apple-pay.

 

© 2016 Visa. All Rights Reserved.
This card is issued by Bank 34 pursuant to a license from Visa USA Inc.

Other ATM Networks & Locator Tools

In addition to Bank ATMs, you have access to these ATM Networks when using your Bank 34 Visa Debit Card.

ATM Networks

Bank & ATM Locations

Find your nearest Bank 34 location to manage your account.

Find a Location