Personal Deposit Accounts

Managing your money is an important task; one that shouldn’t result in headaches and time wasted. At Bank 34, we make sure that our personal and authentic way of doing business continues to provide our customers with the best products and services available.

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Personal Account	Account Description	Monthly Service Fee	Min. Balance to Waive Monthly Service Fee
Kasasa® CashReward Checking Earn 2.00% APY	Kasasa® CashReward is a special free checking account that has rewards if you qualify includes premium interest of 2.00% APY up to $50,000, no monthly service fee, no minimum balance, and no penalties². This account has tiered rates and starts to earn interest at 0.02% APY on all balances even if qualifications are not met. Rewards²: 2.00% APY up to $50,000; 0.20% APY on balance over $50,000 for blended range from 2.00%-0.80% APY; Up to $25 ATM fee refunds. How to qualify²: 12 debit card swipes; E-statement; 1 Direct Deposit or ACH.	$0	N/A
Kasasa® CashReward Checking with Saver Earn 2.00% APY on Cash & 0.50% APY on Saver	Kasasa® CashReward is a special free checking account that has rewards if you qualify includes premium interest of 2.00% APY up to $50,000, no monthly service fee, no minimum balance, and no penalties². Saver is a free savings account that if you qualify includes premium interest of 0.50% APY up to $50,000, no monthly service fee, no minimum balance, and no penalties². These accounts have tiered rates and start to earn interest at 0.02% APY on all balances even if qualifications are not met. Rewards²: On CashReward, 2.00% APY up to $50,000; 0.20% APY on balance over $50,000 for blended range from 2.00%-0.80% APY; Up to $25 ATM fee refunds. On Saver, 0.50% APY up to $50,000; over $50,000 earn 0.20% APY for blended range from 0.50%-0.26% APY. How to qualify²: On CashReward, 12 debit card swipes; E-statement; 1 Direct Deposit or ACH. On Saver, qualify in Kasasa CashReward Checking.	$0	N/A
Kasasa® CashBack Checking Get 3.0% Cash Back	Kasasa® CashBack is a special free checking account that has rewards if you qualify includes 3.0% cash back, no monthly service fee, no minimum balance, and no penalties². This account does not earn interest. Rewards²: 3.0% cash back; Up to $7.50 cash back; Up to $25 ATM fee refunds. How to qualify²: 12 debit card swipes; E-statement; 1 Direct Deposit or ACH.	$0	N/A
Kasasa® CashBack Checking with Saver Get 3.0% Cash Back & 0.50% APY on Saver	Kasasa® CashBack is a special free checking account that has rewards if you qualify includes 3.0% cash back, no monthly service fee, no minimum balance, and no penalties². Saver is a free savings account that if you qualify includes premium interest of 0.50% APY up to $50,000, no monthly service fee, no minimum balance, and no penalties². The CashBack account does not earn interest. The Saver account has tiered rates and starts to earn interest at 0.02% APY on all balances even if qualifications are not met. Rewards²: On CashBack, 3.0% cash back; Up to $7.50 cash back; Up to $25 ATM fee refunds. On Saver, 0.50% APY up to $50,000; over $50,000 earn 0.20% APY for blended range from 0.50%-0.26% APY. How to qualify²: On CashBack, 12 debit card swipes; E-statement; 1 Direct Deposit or ACH. On Saver, qualify in CashBack Checking.	$0	N/A
Simple Checking	Simplest account with no minimum average balance or monthly service fee. This account does not earn interest.	$0	N/A
Reserve Checking	Account with special benefits for clients 55 and older with a low balance requirement to earn interest and does not have a monthly service fee. Free checks for life of account (1 at time), free paper statements, free stop payments, and half-price safe deposit box (SBD available in NM markets only). Special benefits with $500 minimum average balance. This account has tiered rates and starts to earn interest with a $500 balance.	$0	N/A
Premium Money Market	Account to earn premium interest with a balance requirement and avoid a monthly service fee, have cash on hand, and some check writing ability. This account has tiered rates and starts to earn interest with a $1,000 balance.	$15	$1,000
PremiumPlus Money Market	Account to earn premium interest with a balance requirement and avoid a monthly service, have cash on hand, and some check writing ability. This account has tiered rates and starts to earn interest with a $1,000 balance.	$15	$1,000
Simple Savings	Account to save money with a low balance requirement to earn interest and have easy access to it should you need it. There is a low balance requirement to avoid a monthly service fee. Minors under age 18 no monthly service charge until age 18. This account starts to earn interest with a $100 balance.	$5	$100